Cash Flow Calculators


How does inflation impact my standard of living? 

How much am I spending? 

How much do I need for emergencies? 

Should I pay down debt or invest more? 

How long will my money last? 

Should my spouse enter the work force? 

What is my current net worth? 

What is my projected net worth? 

What is my current cash flow? 
What is my projected cash flow? 
Value of reducing or foregoing expenses. 
Historical inflation – Compare purchasing power 

Credit Calculators


How long will it take to pay off my credit card(s)? 

How long until my loan is paid off? 

What would my loan payments be? 

Do I have too much debt? 

What is the balance owing on my loan? 

Should I consolidate my personal debt? 

Restructuring debts for accelerated payoff 

Which is better, cash up front or payments over time? 

What is the impact of making extra debt payments? 

Should I pay off debts or invest the money? 


Taxation Calculators


What is my potential estate tax liability? 

federal income tax estimator 

Should I adjust my payroll withholdings? 

Will my investment interest be deductible? 

How much selfemployment tax will I pay? 

Capital gains (and losses) tax estimator 

Compare taxable, taxdeferred, and taxfree growth 

How much of my social security benefit may be taxable? 

What are the tax implications of paying interest? 

Should I itemize or take the standard deduction? 

What is my taxableequivalent yield? 

Tax refund estimator 
Tax freedom day 

Paycheck & Benefits Calculators


How much will my company bonus net after taxes? 

How will payroll adjustments affect my takehome pay? 

Convert my salary to an equivalent hourly wage. 

Convert my hourly wage to an equivalent salary. 

What is the future value of my employee stock options? 

Should I exercise my “inthemoney” stock options? 

What may my 401(k) be worth? 

What is the impact of increasing my 401(k) contribution? 

What may my 457 Plan be worth? 

What is the impact of increasing my 457 Plan contribution? 


Retirement Calculators


How will retirement impact my living expenses? 

How much will I need to save for retirement? 

Are my current retirement savings sufficient? 

Social security retirement income estimator 

How does inflation impact my retirement income needs? 

I’m retired, how long will my savings last? 

When should I begin saving for retirement? 

Should I convert discretionary expenses to savings? 

How much retirement income may my 401(k) provide? 

Compare a Roth 401(k) to a Traditional 401(K) 


Investment Calculators


How should I allocate my assets? 

Compare taxable vs. taxfree investment return 

What is the value of a bond? 

What is the return on my real estate investment? 

What is the value of compound interest? 

What is the value of a call or put option? 

Taxable vs. taxadvantaged saving comparison. 
What is my risk tolerance? 
What is the longterm impact of increased return? 
Certificate of deposit (CD) analyzer 
What is the dividend yield on a stock? 
How do expenses impact mutual fund returns? 
Certificate of deposit (CD) laddering strategy 

Business Calculators

Tax savings of a qualified retirement/cafeteria plan 

College Calculators

How much should I be saving for college? 
Will I be able to pay back my student loans? 
Advantages of the Coverdell ESA. 
Advantages of a 529 College Savings Plan 
What is the value of a college education? 
What are the payments on a parental (PLUS) loan? 
Should I live on campus, off campus or at home? 
When should I begin saving for child’s college? 

Home & Mortgage Calculators

How much home can I afford? 
Should I refinance my home mortgage (breakeven)? 
Mortgage calculator 
Comparing mortgage terms (i.e. 15, 20, 30 year) 
Should I pay discount points for a lower interest rate? 
Should I rent or buy a home? 
Should I convert to a biweekly payment schedule? 
Compare a ‘nocost’ vs. traditional mortgage 
What are the tax savings generated by my mortgage? 
Which is better, fixed or adjustablerate mortgage? 
Adjustable rate mortgage calculator 
How do closing costs impact the interest rate? 
Compare an interestonly vs. traditional mortgage 
How much can I borrow from my home equity (HELOC)? 

Insurance Calculators

How much life insurance do I need? 
What is my life expectancy? 
What are my needs for burial and final expenses? 
How much disability income insurance do I need? 
What are the chances of becoming disabled? 
What are my longterm care insurance needs? 
How much will I earn in my lifetime? 
What are the tax advantages of an annuity? 
How long will my current life insurance proceeds last? 
What is the future value of an annuity? 
Which is better, comprehensive plan or highdeductible plan with HSA? 

Qualified Plans Calculators

Evaluate my company pension payout options 
How much can I contribute to an IRA? 
How much retirement income can my IRA provide? 
Should I convert to a Roth IRA? 
What will my qualified plan be worth at retirement? 
What is my current year required minimum distribution? 
What is my projected required minimum distributions? 
What are my lump sum distribution options? 
How do I maximize my employer 401(k) match? 
What is the impact of borrowing from my 401(k) plan? 
What is the impact of early withdrawal from my 401(k)? 
I’m selfemployed, how much can I contribute to a retirement plan? 
Net unrealized appreciation (NUA) vs. IRA rollover? 
What are my Stretch IRA distributions? 

Saving Calculators

Becoming a millionaire 
Income generated by a savings plan. 
How long will it take to double my money? 
How long until my savings reach my goal? 
Save now vs. save later 
How much should I save to reach my goal? 
What will my current savings grow to? 
Calculate rate of return 
How do taxes and inflation impact my return? 
What is my effective annual yield? 

Auto Calculators

Should I lease or purchase an auto? 
Auto purchase – Loan versus 0% dealer financing? 
What would my auto payments be? 
Should I upgrade to a more fuel efficient vehicle? 
Auto loan – Accelerated payoff 
How much vehicle can I afford? 

Custom Calculators

Estimate your credit score 